Medical & Dental Expenses

 Medical & Dental Expenses crop

For purposes of itemizing your deductions, the Internal Revenue Service (IRS) defines medical expenses as the costs of diagnosis, cure, mitigation, treatment, or prevention of disease, and the costs for treatments affecting any part or function of the body.  Medical care expenses must be primarily to alleviate or prevent a physical or mental defect or illness.

Deduction Limitation

The deduction for medical and dental expenses is limited to the portion of your costs that exceed 10% of Adjusted Gross Income (AGI).  Your AGI for the year can be located on line 38 of your income tax return (Form 1040).  After figuring your AGI, multiply this amount by 10% to understand the minimum amount of medical expenses required to qualify for this deduction.

Qualifying Medical & Dental Expenses

You can include the medical and dental expenses of the following individuals:

  • Yourself,
  • Your spouse,
  • Your dependents, &
  • Your child whom you don’t claim as a dependent because of the rules for children of divorced/separated parents.

Medical & Dental Expenses Infographic

Examples of Deductible Expenses

Below is a list of medical and dental expenses that you can deduct:

  • Health insurance premiums,
  • Long-Term care insurance premiums,
  • Prescription medications,
  • Doctor & Dentist bills (including co-pays),
  • Hospital treatment costs,
  • Medicare premiums (Part B & D),
  • Eyeglasses, contact lenses, hearing aids, braces, crutches, and wheelchairs, &
  • Travel expenses for medical care (including car/truck expenses or mileage and lodging costs).

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